Low Interest Florida Home Loan Mortgage Rates:
Interest rates below are updated daily; for conventional mortgages, jumbo mortgage loans, VA, Adjustable Rate Loans, Interest Only Loans and much more. If you do not see the program you are looking for, please do not hesitate to contact us or call 888-399-0520. We have access to hundreds of different mortgage loan programs.
For Second Mortgage Loans, please contact Steve at 888-399-0520, we have many programs to choose from!
Loan Type
Rate
Points
Origination
APR
15 Year Fixed
4.625%
0
1%
4.893%
20 Year Fixed
5.000%
0
1%
5.215%
25 Year Fixed
5.000%
0
1%
5.181%
30 Year Fixed
5.000%
0
1%
5.158%
5 Year ARM
4.250%
0
1%
4.399%
15 Year Fixed
4.875%
0
0
4.992%
20 Year Fixed
5.375%
0
0
5.472%
25 Year Fixed
5.375%
0
0
5.457%
30 Year Fixed
5.375%
0
0
5.447%
VA 30 Yr Fixed
5.500%
0
1%
5.823%
VA 30 Yr JUMBO
5.500%
0
1%
5.826%
Rates Current As Of:
Rates shown above include a lock-in period of 30 days.
• Interest rates are subject to change, without notice, until locked.
• All programs reflect owner occupied properties; and illustrate 20% equity except VA Home Loan and FNMA 100% First Time Buyer Loan.
• Interest rates and APR’s are based on loan amounts from $175,000 to $417,000.
• Jumbo Loan interest rate and APR’s are based on loan amounts from $417,001 to $650,000.
• “Cash out” refinances may have different interest rates depending on loan-to-value; please call to verify.
• ARM (adjustable rate mortgage) loan APR’s reflect APR based on worse case scenario over 30 year term.
• ARM (adjustable rate mortgage) interest rates can increase after specified fixed period; please review all applicable disclosures and ask questions.
• All mortgage programs require credit approval and may require income and asset verification.
• Homes located in a declining market may have loan-to-value restrictions.